Health Insurance Simplified: Your Step-by-Step Guide that could Get you the Right Plan

Open enrollment season is upon us. Whether you select health insurance through an employer, Medicare, or government exchange, October and November are when most Americans have the opportunity to switch plans.  Though shopping for health insurance may seem overwhelming, breaking down the process can make it much easier to digest. To help you break down…

8 Steps to Help Manage Your Debt

Reducing Your Debt Debt can be one of the most crippling factors in your financial life. Americans owed a staggering $1 trillion in credit card debt as of 2018, and auto loan and student loan balances are around $1 trillion combined as well. These numbers do not include debt from personal loans, payday loans, or…

Auto Insurance: Reducing Your Costs

Auto Insurance: Reducing Your Costs Auto insurance can be expensive. According to recent data gathered by Business Insider, the average cost for car insurance between 2017 and 2019 was $1,566 per year. Although a variety of factors, including the state you live in, determine how much a typical driver pays, you may nevertheless be able…

Tips on Refinancing

Refinancing your mortgage will pay off your existing home loan and replace it with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments, or switching from an adjustable rate to a fixed rate. Refinancing could also let you tap into the equity of the…

You Credit Score: How Much Has It Changed?

CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…

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